Loan Structuring Basics

Monday, July 1st, 2024 1:30 pm - 3:00 pm Central Time

A Program

Click Here to register for program $299.00

Click Here to register for program and receive recording $449.00

When a loan is structured properly, the likelihood of getting repaid increases dramatically. This course provides participants with a basic understanding of loan structure.

As commercial and middle market lenders know, loan structure has an important influence on the repayment of loans. In this webinar, we’ll discuss the different types of loans - seasonal, term, bridge, and permanent capital, and how to properly structure a loan. We’ll also provide strategies for explaining loan structuring decisions to your customers.

What You'll Learn
  • Show how loan structuring fits into the lending decision process
  • Describe the different capital sources available to the borrower
  • Explain the four major loan structures and their related risks: lines of credit, term loans, bridge loans and permanent capital loans
  • Explain the purpose and objectives of loan covenants
  • Identify specific examples of financial covenants that would be used for each of the four major loan types
  • Identify and describe seasonal borrowing needs
  • Profile seasonal repayment sources and their related risks
  • Formulate a loan structure, including consideration of collateral support, to minimize those risks


Tom Carlin An authority on financial and credit risk, Mr. Carlin is a Managing Partner at Eensight. He has worked with major banks, insurance companies and regulatory agencies over the last twenty years, designing and teaching financial topics including: basic, intermediate and advanced credit and financial statement analysis, business lending for branch bankers, accounting for bankers, basic intermediate and advanced cash flow analysis, loan structuring, consumer lending and trade finance.