The world of HMDA changed dramatically in 2018, first when final rules changing Regulation C required by the Dodd-Frank Wall Street Reform and Consumer Protection Act went into effect, and again when Congress passed the Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA). Now more than five years later, these changes continue to be cumbersome and challenging.

This webinar will help you gain clarification around HDMA rules, including determining if a structure is considered a dwelling, when a mixed-use property is reported as a dwelling, and how to report multifamily residential structures, such as manufactured home communities. We’ll also go in-depth on correct reporting for areas where a majority of violations occur, including failure to properly collect and report the HMDA data fields for "covered loans" as Regulation C requires, and selecting the wrong "loan purpose" field.