6 Cs to a Lender's Decision-Making Process

June 6, 2023 1:30 pm - 3:00 pm Central Time

A Program

Click Here to register for live program $279

Click Here to register for live program and recording $419

The 6 Cs-character, capacity, capital, collateral, conditions, and cash flow trends- are widely regarded as the most effective strategy currently available for assisting lenders in determining which financing opportunity offers the most potential benefits. During this webinar, you will gain a comprehensive understanding of the 6 Cs of lending. You will also get an understanding of how this technique insulates the lending process to meet the requirements of commercial financing.

What You'll Learn

  • Resources for analyzing the risk factor of borrower financing requirements
  • Advantages and disadvantages of the 6 Cs methodology
  • Evaluation procedure for creditworthiness
  • Why credit risk is crucial for financial institutions
  • Critical importance of the 6 Cs approach to commercial financing


Carolyn D. Riggins

Carolyn D. Riggins is the founder and owner of CDR Consulting Services, LLC in Atlanta's Greater District, Georgia. CDR Consulting Services specializes in training, coaching, team development, and detecting critical gaps.

For 35 years, Ms. Riggins worked in retail banking at First Florida Bank, Barnett Bank, Mercantile Bank, and TD Bank. Ms. Riggins increased her client relationships by 71 million dollars at TD Bank by providing valuable training and continued teaching her teams. Ms. Riggins has held a variety of management positions at various banks throughout her career. She held the positions of Assistant Vice President Store Manager, Vice President Hub Manager, and Vice President Retail Regional Manager under her supervision. Ms. Riggins was successful in these numerous leadership positions by creating, coaching, and educating her team to accomplish sales revenue growth, deposit growth, customer growth, loan growth, and compliance. Ms. Riggins has garnered numerous honors for being the region's top-performing manager of the year.