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Minimize Risk of Nonprofit Lenders With Subordinated Debt Financing

Date: Friday, September 22, 2017
Time: 1:00-2:30 pm ET

Sponsored by Lorman Education Services


Registration - Live Webinar Only: $219.00

Registration - Live Webinar Plus CD Recording: $288.00

 

Gain a better understanding of how subordinated debt finance can reduce risk.

Many lenders wish to finance a business' needs but that same business may have a weakness that is difficult to overcome. That weakness may be a weakness in cash flow available to service debt or a weakness in collateral coverage. In either case, governmental enhancements exist to mitigate these weaknesses.

This topic will identify ways in which governmental and private nonprofit sources of financing can mitigate weaknesses in loan requests. By accessing sources of subordinated debt financing, lenders can finance projects while minimizing risk and retaining a superior lien position on a business' assets.

Learning Objectives:

  • You will be able to define in what cases you should use Subordinated Debt Financing.
  • You will be able to describe various federal and state programs that provide subordinated financing to assist banks and other lenders.
  • You will be able to discuss what federal and state programs can assist you with business deals that don't meet all of your bank's underwriting standards and need assistance in doing so.
  • You will be able to explain in what situations subordinated debt financing should be used.

This Live Webinar Covers These Hot Issues:

Filling Financing Gaps

  • Collateral
  • Cashflow
  • Case Study

Federal Programs

  • The Small Business Administration
  • USDA Rural Development
  • Case Study

Regional and Local Programs

  • Revolving Loan Funds
  • Private Nonprofit Providers of Financing
  • Case Study

Credit Information (Sponsored by Lorman Education Services)

  • CLE
  • CPE
  • NASBA

For Detailed Credit Information page click here

Only registered attendee will receive continuing education credit.

Faculty

Vincent A. DiCara, DiCara Training and Consulting, LLC

  • Partner in the office of DiCara Training and Consulting, LLC
  • Practice emphasizes all aspects of lending money to businesses
  • Has been involved in evaluating and meeting the credit needs of small and medium-sized businesses for more than thirty years as a business advocate, lender, credit analyst and trainer
  • Since 1995, he has been providing expert training for lending professionals throughout the country who work in the public, private nonprofit, and private sectors; his training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn
  • Certified EDFP (Economic Development Finance Professional)
  • M.P.A. degree, University of Maine; B.A. degree, Bowdoin College
  • Can be contacted at 207-607-4129 or vdicara@dicaratc.com

(Not available outside the US)