Seventy-two percent (72%) of U.S.
companies use some form of financing when acquiring equipment. A
long-term lease transaction is the functional equivalent of a
loan. Community banks can profit from a focus on equipment lease
financing, particularly in areas with heavy agricultural,
commercial or industrial activities.
This webinar focuses on the many aspects
of equipment lease financing, from structure and documentation
to monitoring and administration. It will also include a review
of the OCC Lease Financing Guidelines. Both new and experienced
equipment lease financing lenders will find this program to be
informative and useful.
Covered Topics:
- Capital leases vs. operating leases
- "True Leases" vs. lease financings under the UCC
- Types of equipment well-suited to lease financing
arrangements
- Economic analysis of a lease vs. loan
- Tax and accounting issues
- Documenting the equipment lease financing
arrangement
- Equipment maintenance and upgrades
- Lease monitoring and administration
- Defaults and remedies under the lease
- Treatment of leases in bankruptcy
- Review of OCC Lease Financing Guidelines
Who Should Attend?
Loan officers, loan assistants, loan operations
personnel, loan review personnel, compliance and audit
personnel or any banker wishing to enhance his/her knowledge
and understanding of the "hows" and "whys" of real estate
lending.
Instructor
Robin Russell has practiced law for 30 years and
is licensed in Texas, New York and Massachusetts. She is a fellow in
the American College of Bankruptcy and of the American Law Institute.
She combines a depth of experience in bankruptcy restructuring and
litigation with financial transactions.
She has represented corporate debtors, independent directors,
liquidating trustees, bondholders, unsecured creditors' committees,
bank groups, private equity funds, landlords, trade creditors and
bidders for estate assets in Chapter 11 and Chapter 7 bankruptcy
proceedings. She has also represented banks, institutional lenders and
corporate borrowers in commercial loan transactions and debt
restructurings.
Robin is the principal author of Thomson Reuters’ Texas Practice
Guides for both Creditors’ Rights and Financial Transactions and the
Texas Bankers Association’s Texas Secured Lending Guide, Texas Problem
Loan Guide, Texas Real Estate Lending Guide and Texas Account
Documentation Guide.
She is a frequent speaker on banking, bankruptcy and financial
restructuring related topics and has served as a Chapter 7 Trustee.
Robin received her LL.M. in Banking Law from Boston University and her
J.D. from Baylor University where she was Editor-in-Chief of the
Baylor Law Review and the highest ranking graduate in her class. She
clerked for the Texas Supreme Court before beginning her legal career.
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