This message is sent to you by Bank Newswatch

Loan Denials & Other Adverse Action Notices

Tuesday, March 17th, 2020   10:00 am - 12:00 pm CT

Length: 2 hrs     Sponsored by Bank Webinars

Click Here to register $265.00

Click Here to register and receive CD recording $395.00

When a lender takes adverse action against an applicant the natural instinct is to want to get it off their desk as quickly as possible and move on to a loan(s) they can make.

There’s nothing wrong with that but Regulation B and the Fair Credit Reporting Act do have something to say about it. In other words, you don’t want to move on before you meet the necessarily compliance requirements.

Join David Dickinson as he walks you through the who, what, when, where and how of adverse action and denial notices. Get on the right track so you don’t get in trouble with examiners!

Covered Topics

  • Consumer & Non-Consumer Notification Requirements
  • Notices of Incompleteness
  • Counteroffers and Withdrawals
  • Indirect Lending Requirements
  • Credit Score Notifications
  • Multiple Applicant Requirements
  • Timing and Record Retention Requirements
  • Fair Lending Hot Spots
  • Interpretations, Guidance & Best Practices

Who Should Attend?

This webinar is designed for consumer and commercial loan officers, loan processors, compliance, audit and other loan operations personnel.

Faculty

David Dickinson's banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produces.

He is an expert in compliance regulations. He is also a motivational speaker and innovative educator. His quick wit and sense of humor transforms the usually tiring topic of compliance into an enjoyable educational experience. David is on the faculty of the Center for Financial Training, the American Bankers Association National Compliance Schools and is a frequent speaker at the ABA’s Regulatory Compliance Conference.

He is also a trainer for hundreds of webinars, is a Certified Regulatory Compliance Manager (CRCM) and has been a BankersOnline Guru for many years. The American Bankers Association honored David with their Distinguished Service Award in 2016.

David and his wife Karen have 3 adult children and 2 grandsons (none of whom live at home!) and 3 cats (of which Dave is allergic … the cats, not the children!). They live on a lake in Nebraska and when possible, he can be found fishing or making sawdust in his shop. David plays the guitar & piano and enjoys singing with Karen. They occasionally lead worship at their church.

[[59:header_X-GreenArrow-MailClass:nwm_five_nine]]